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Our Wealth Planning Process

At Laurus Financial Group, we believe that financial decisions should never be made in a vacuum. Each decision you make, whether small or large, is interconnected and carries short- and long-term implications that can impact your overall financial well-being. That’s why planning is at the very core of our comprehensive approach to wealth management.

Completing your financial puzzle

We view your overall financial picture similar to a puzzle where each piece must fit together seamlessly to create the whole. If pieces are missing or forced into the wrong place, your picture will be incomplete and the puzzle will remain unsolved. We work closely with you to help ensure each piece of your unique financial puzzle is accounted for and aligned with the vision you have for your future.

Getting to Know You

The discovery phase of our planning process begins with helping you identify key goals and objectives as we gain a better understanding of what financial well-being means to you and your family. We work with you to complete a comprehensive investor profile that documents your short-, intermediate- and long-term goals, current income needs, risk tolerance and other factors that will help us begin to assemble the pieces of your unique financial puzzle.

Assessing Your Financial Situation

We gather and analyze your financial statements and evaluate current strategies to determine if they are aligned with your goals and objectives. We proactively identify financial challenges and potential opportunities and model various recommendations and scenarios so you can visualize potential outcomes and make more confident decisions. By combining insight from our team of experienced advisors and unbiased third-party research, we develop and present your personalized financial recommendations.

Implementing Your Strategy

Once we agree on a path together, we being to implement your strategy. This includes ensuring the proper allocation of your assets and investments in financial products that are well suited to your risk tolerance and needs. We thoroughly assess and discuss the pros and cons of each recommendation with you, as well as exit strategies, should your needs or market circumstances change. We help you choose those that better suit your needs and put you on a comfortable course to pursuing your unique vision.

Monitoring Your Progress

As experienced financial advisors we understand that life seldom follows a straight path toward your goals. Financial markets and the economy are in constant flux and your personal, professional and family circumstances are subject to change over time. We maintain consistent communication with you as we track your progress toward your goals over time and recommend adjustments as needed.

We apply our planning process across the full range of your wealth management needs, including:

  • Financial Planning
  • Investment management
  • Retirement Planning
  • Tax Strategies
  • Insurance Planning
  • Education Planning
  • Estate & Legacy Planning
  • Trust Services*
  • Business Financial Services
  • Corporate Retirement Plans

If you have questions about the financial advice you’re receiving today, Contact Us for a no-obligation second opinion.

*LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.